without knowing what kind of policy they have.
High Deductibles, Exclusions and Limitations can affect dramatically your claim settlement.
IT IS NOT TOO LATE TO REQUEST A FREE CONSULTATION FROM A CLAIMS SPECIALIST.
What can I do for you?
I will use my extensive knowledge and professional tools to identify undercover and extensive damages in your property.
I will determine if the damage is worth opening a claim.
I will explain your insurance policy in detail to your understanding. This includes coverages, type of policy, limits, exclusions, and endorsements.
I will negotiate the best settlement for your loss.
I will provide your insurance supporting documentation and estimates about your claim.
I will comply with all the insurance requirements on your behalf.
If your claim was underpaid, under deductible or denied I can help you get a supplemental payment.
Licensed and Bonded
You have paid for your Home Insurance for many years and you deserve to get the best settlement for your property damage.
Get the compensation you deserve. Do not settle for less!
Free Insurance Policy Interpretation
I will help you understand and verify all the coverage, limitations, exclusion, and endorsements.
read more
Insurance Claim Representation
As a Public Adjuster, I represent you. My job is to make the process as smooth as it can be and get the highest settlement you can get for your claim.
read moreTypes of Claims I can help you SETTLE
Hurricane/Wind Damage
Recovering after a Hurricane can be challenging and time-consuming since you are required to document every loss and negotiate a fair settlement, that is why it’s best to hire a public adjuster to handle your claim process.
Water Damage
Water damage can be considered silent damage since you may have it and not know about it. There are many different types of water damage and that is why it’s important to know what is covered in your home insurance policy.
Broken Pipes
Broken pipes are generally covered by your home insurance policy if their collapse is sudden and unforeseen but if it’s due to a rusty pipe or leaky pipe it may not be covered.
Fire
Fire damage is usually covered within your home insurance policy as personal property. If your belongings are damaged or destroyed in a fire, homeowners insurance may help pay to repair or replace them.
Tornadoes
Tornadoes are classified as windstorms by the insurance companies and for the most part windstorms are covered.
Mold
Your home insurance will cover mold if a “covered peril” caused the damage. In that case, your home insurance policy will likely pay for mold removal, repairs, and clean-up.
Supplemental Claims
You may open a supplemental claim if you discovered additional damage to your initial claim open. The damage must be related to the same event that triggered the initial claim. The supplemental claim will provide you with additional money, if approved, to make the repairs.
Loss by Collapse
Structural damage to the building including the foundation caused by sinkhole activity can be major damage to your property.
Roof Leaks
It can be easily misinterpreted if not done by a professional.
Claim Cycle
1. Report the Damage
2. Claim Acknowledgement Letter
3. Initial Inspection
4. Waiting Period
5. Proof of Loss (POL)
6. Determination Letter
According to ValuePenguin,
“47% of homeowners do not know what their homeowner’s insurance policies coverage. In fact, nearly 20% have never reviewed their policies.” By Maxime Croll
Interested in more Facts? Click here
Why do you need a Free Consultation with Property Claims Solutions?
If you do not know or understand your Insurance Policy (Type of Policy, Deductibles, Limits, Exclusions and Endorsements) and how these impact in case you file a claim.
Before you file a claim you want to make sure: 1. You have the right policy coverage and 2. The damage to your property can be claimed
If you want a Specialist on the field to make sure everything is ok especially after a wind storm, tornado or hurricane. Most people assume everything is ok but you do not have the expertise to evaluate the damage. It is FREE and NO MONEY OUT OF POCKET.
If you already have an open claim and you are too busy to comply with all the insurance company requirements. I know is time-consuming.
Your home insurance company wants a fast settlement to prevent you to hire a Public Adjuster.
If your claim was Denied, Underpaid (you just got money for repairs), or Under Deductible. We can help you get a Supplemental Payment.
You got a settlement and you need a second opinion with a specialist on the field that advocates for you, the homeowner, to see if your claim was paid fairly.
If your claim is unresponsive or there are delays in your settlement. The insurance usually has 30 days to provide a response about your claim (approved, denied or you just get money for repairs) after the POL (Proof of Loss) is submitted.
If you are caught in a crisis, you can turn to a Public Adjuster to help you land a substantial settlement. They are professionals who can properly represent you in your home damage claims, however small or big it may be.
It's very important to keep in mind that the insurance adjuster represents your insurance company, NOT YOU.
Public Adjusters were created by the Florida Department of Financial Services to provide Fair and Equal representation to homeowners with insurance in the Property Claim Process.
Contact us and let us help you with your case
news
-
Hurricane Sally: Steps in Filing for an Insurance Claim
In mid-September, Hurricane Sally touched down and left close to $10 billion worth of damages. If your property suffered substantial damages, you would need proper documentation to support your insurance claim. If you need to clear away some debris, make sure to take photos and videos of the original state of the area, and keep
January 27, 2021 -
Hurricane Sally: Who Can Help Me File For Insurance Claim?
Fraudulent insurance claims filed by unlicensed operators are among the foremost reasons why insurance companies are pushing for higher premiums and lower payments for hurricane damage. Such illegal activities are expected to rise after the onslaught of Hurricane Sally, when property owners want immediate response to their damage claims. You have probably experienced having someone
January 21, 2021 -
Seek assistance from a Public Adjuster if…
Bring to the table win-win survival strategies to ensure proactive domination.
December 9, 2020 -
5 Misconceptions about Public Adjusters
Bring to the table win-win survival strategies to ensure proactive domination.
December 2, 2020
-
+1 800 601 4807
-
-
+1 800 601 4807
-
-
+1 800 601 4807
-
-
+1 800 601 4807
-
-
+1 800 601 4807
-